Is Your Insurance Coverage Adequate?

I've been following a couple of posts on Facebook from some very unhappy groomers following denied insurance claims.

They are unhappy because they did not have the coverage they thought they did.

We all get a large envelope with pages and pages of our coverage when we sign up and again when we renew our policies. All the experts recommend we read it, but it daunting and written in insuranese. My eyes start to glaze over when I make the attempt.

Instead, I contact my insurance specialist. An insurance specialist is NOT YOUR AGENT. An insurance specialist is your contact person within the insurance company itself, such as Travelers, Hartford, Nationwide, and so forth.

An insurance specialist can walk you through your policy as it appears in their files.

Bottom line is this.

You are only covered as it appears on their end. It doesn't matter what your agent says. If you are mobile and have different policies for vehicle and business, you need to speak with each insurance specialist.

Suggested questions to ask include (but not limited to):

  1. The details of the animal floater. Under what circumstances is this floater enacted. Many non-industry policies only include death, NOT injury. There will also be a dollar amount limit on each occurrence.
  2. The details of your business interruption policy. What are the exclusions? If you are mobile, does it cover when your vehicle is in the shop for a motor vehicle accident.
  3. What are your deductibles?
  4. Do you have full glass coverage? Thats both mobile and shop.
  5. Is there a limit of your equipment?
  6. For mobile groomers, is the full amount of the conversion accounted for?

This phone call will take about 20 minutes of your time and will save you an inordinate amount of grief in the event you make need to make a claim.


Pet Tech Pet CPR, First Aid, and Care in Nashua, NH

Are You Ready To Save The Life Of A Pet?

Did you know according to the American Animal Hospital Association that 25% more pets could have been saved if only one pet first aid technique was applied prior to veterinary treatment!

What if you could learn a set of skills that could help a pet by:

  •  Lessening pain from an injury.
  •  Speed up healing of a wound.
  • Reduce cost of veterinary intervention.
  •  Saving their life.

THEN YOU ARE GOING TO LOVE THIS WORKSHOP!

Pets bring us joy and love to our lives and work. What if you knew how to:

➡️ Perform effective CPR. (Studies have shown that only 10% of pets will survive heart attacks unless proper CPR techniques were applied prior to veterinary intervention.)

➡️ Help a pet that is choking on a toy or treat.

➡️ Wrap a bleeding injury to minimize blood loss and begin the healing process.

➡️ Systemically assess a pet for injuries.

➡️ How to put together a pet first aid kit.

 Finally A Comprehensive, Intensive, Hands-on Workshop For Both Pet Owners and Pet Professionals 

In this Amazing 5 hour workshop taught by 2 of the top pet first aid instructors in the country you will learn these skills:

  • Priorities and Concerns of Emergency Procedures
  •  Restraining and Muzzling
  •  Primary Pet Assessments
  •  CPR
  •  Rescue Breathing
  •  Choking Management
  •  Bleeding, Shock, and Fracture Protocols
  •  Poisonings
  •   Insect and Snake Bites
  •  Heat and Cold Injuries
  •  Seizures
  •   Vitals
  •   Pet First Aid Kits
  •  Snout To Tail Assessments

 

Everybody will have use of a stuffed demo dog to practice these life saving skills on, as well as receive a handbook for future reference. Let’s not forget the frameable certificate to proudly show off your life saving skills.

 

  Hi, We are Mary Oquendo and Beth Cristiano! We have been teaching pet first aid to thousands of pet owners and pet professionals across the country for the last decade. Let us give you the skills to save your pets. 

 Ready To Save A Life! 

This workshop is limited to 12 participants.

Date: Sunday, July 16th

Time: 10 am -3 pm

Where: The Classic Pet Parlour, 49 Amherst St, Nashua, NH

 

Just $125 Right Now!

http://bit.ly/FirstAidForPets


Updated Client Information Card

This is my client information card. Feel free to copy it, but, of course, change my information to yours.

 

 

Name____________________________________________________________________________________

Address__________________________________________________________________________________

Email____________________________________________________________________________________

Home phone__________________________________________________________________________________

Cell Phone___________________________________________________________________________________

Preferred method of contact________________________________________________________________

Name                 Breed             Age       Medical Concerns

  1. ___________________________________________________________________________________
  1. ___________________________________________________________________________________
  1. ___________________________________________________________________________________
  2. ___________________________________________________________________________________

Can your pet have a treat? Yes     No

In the event of a heart attack, I authorize Mary Oquendo of Pawsitively Pretty Mobile Grooming Salon LLC  (circle one) to perform not perform   CPR. I hold Mary Oquendo and Pawsitively Pretty Mobile Grooming Salon LLC harmless for these actions.

Signature and Date

In the event of a medical emergency and I can not be reached, I authorize Mary Oquendo and Pawsitively Pretty Mobile Grooming Salon LLC to bring my pet to the closest available veterinarian for treatment. I allow the veterinarian to treat my pet. I will be financially responsible unless Mary Oquendo and Pawsitively Pretty Mobile Grooming Salon LLC assume responsibility.

Signature and Date

 

In the event of inclement weather or natural disaster, Mary Oquendo and Pawsitively Pretty Mobile Grooming Salon LLC, is entrusted to use best judgment in caring for my pet and will not be held liable for consequences related to such decisions.

I also authorize Mary Oquendo and Pawsitively Pretty Mobile Grooming Salon LLC to assume guardianship over the following pets in my household until which time I can safely take possession of my pets.

_________________________________________________________________________________

Name and breed of other pets

Signature and Date

Veterinarian and Phone Number

Do you wish to be added to a quarterly newsletter that will have seasonal and safety tips as well as an invitation to a free webinar?

Yes   No

Can I use your pets photo in any marketing material such as Facebook and website?

Yes  No